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Now we have arrived at the point I most wanted to tell you. Before the three months were up, one of my debtors decided to put the debt I had with them into a collection agency. I contacted the agency and explained that I was not far away from being able to get some finance and pay back my debts. Sorry we cannot wait that long, your credit rating will be affected in said amount of days, if you do not settle this debt. I couldn't make the payment in time, rating shot again. The furniture online fell at that stage so things didn't get any better.
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